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Physical Damage / Cargo

Encompass Risk Solutions is proud to partner with White Oak Underwriting Agency and Lloyds of London to provide our clients with an exclusive insurance offering; the Meridian Insurance Program.

Meridian offers ERS Clients the ability to cover their physical damage and motor truck cargo coverages on one policy.  This unique program offers coverage to company owned fleets and independent contractor fleets. So, whatever your fleet is made up of, we have your solution.

Benefits include:

  • Expert claims handling on two lines of coverage that often overlap in the event of loss. This lowers claim costs everywhere.
  • The ability to obtain credible endorsements, such as;
        • Lease Gap Coverage
        • Diminishing Deductible
        • meridianDowntime Rental Expense
        • Salvage-Increased Expense
        • Contingent Cargo
        • Reefer Breakdown
        • Debris Removal
        • Hired Auto Coverage

Please contact us today to be considered for this exclusive and unique coverage option.