A painter’s choices in colors are numerous, as is the environment for a company working with Independent Contractors. Encompass Risk Solutions is uniquely positioned to assist the Independent Contractor (IC) and Owner Operator (OO) fleets with a painter’s procession.
Companies who contract with independent contractors or owner operators work within a specific set of exposures. These risks contain subtle differences than those companies who have company owned fleets. Therefore, it is important to address these risks with solutions that specifically address these unique needs.
For example, many independent contractors or owner operators are unable to secure Workers Compensation coverage and accept an optional form of coverage known as Occupational Accident Coverage. This leaves companies they contract to with potentially large liabilities, and unplanned losses.
With over 15 years of underwriting and marketing in this field, Encompass specializes in this specialized risk area. We can assist independent contractors and the companies they work with by providing tailored programs. Encompass can create unique coverage platforms that address every risk.
Finally, our programs offer benefits, which can be paid directly to the drivers while their premiums can be deducted from contract fees or included with leasing fees, eliminating complicated administration expenses.
Whether you need to evaluate your current program or create a new one, contact an Encompass IC/OO specialist today to learn more.